Collection of Information: We collect non-personally identifiable information about you in a number of ways, including tracking your activities through your IP address or most-recently-visited URL. However, we do not collect any personally identifiable information about you unless you voluntarily submit contact information to us, such as name, phone, email address, and mailing address by filling out a form or survey, registering your email address with us or emailing us. We may also collect personal information from you at other points on our site that state that personal information is being collected.
Disclosure of Information: We do not sell or rent your personally identifiable information to any third parties.
Use of Information: We use personally identifiable and non-personally identifiable information for internal marketing purposes, for trend analysis, for pattern detection, and for site administration. However, we do not use personally identifiable information collected from the website to send unsolicited mailings to you. Of course, if applicable, we do use personally identifiable information to perform the services for which such data was collected (i.e., if you sign up for an email newsletter, we will send the email newsletter to the address you provide us).
We provide you the opportunity to ‘opt-out’ of having your personally identifiable information used for certain purposes, when we ask for this information. For example, if you purchase a product/service but do not wish to receive any additional marketing material from us, you can indicate your preference on by clicking on the unsubscribe link contained in the footer of the email.
If you no longer wish to receive our newsletter and promotional communications, you may opt-out of receiving them by clicking on the unsubscribe link in the footer included in each newsletter or communication or by emailing us at the reply address of the email.
Third Party Sites Review and Removal of your Personally Identifiable Data: If you provide us with personally identifiable information to have us perform ongoing services to you, we will provide you with a way to review the information we have on file and either change or remove such data. To do so, please notify us via post or email at the address above and we will provide you with your contact information for review. To make changes, send us the changes and we will respond to your request for access within thirty (30) days of the request. Unfortunately, to the extent that such information is also stored in other databases, we cannot always ensure that such corrections or deletions will reach the other databases. If you wish to have information you provided to us online removed from our records, please provide us with the information as you submitted it to us at the address above. We will use all reasonable efforts to ensure that your information is removed from our records.
Cookies and other Tracking Methods: When you view our website, we might store some information on your computer. This information will be in the form of a “cookie” or similar file. Cookies are small pieces of information stored on your hard drive, not on our site. Cookies, which are tied to personal information, do not spy on you or otherwise invade your privacy, and they cannot invade your hard drive and steal information. Rather, they help you navigate a website as easily as possible. Cookies can help us provide information that is targeted to your interests and they allow us to better understand how users use our site, which in turn helps us focus our resources on features that are most popular with our users. You are always free to decline our cookies if your browser permits, but some parts of our site, including our registered customer account web sites may not work properly in that case.
Third Party Tracking: We use a third-party tracking service from Google Analytics that uses cookies to track information about visitors to our site in the aggregate on page visits, time on page, and visitor bounce rates to enable our making the site better and more informative to our visitors.
Legal Disclosure: We reserve the right to disclose your personally identifiable information as required by law and when we believe that disclosure is necessary to protect our rights and/or comply with a judicial proceeding, court order, or legal process served on our website.
Security: We use industry-standard methods to protect your personally identifiable information from unauthorized access. Among other techniques, we usually store such information on a computer behind our “firewall” in a secure location, and we often restrict the number of employees internally who can access such data. Of course, there is no such thing as “perfect security” on the Internet.
Amendments: Amendments to this policy will be posted at this URL and will be effective when posted.
Changes in this Privacy Statement: If we decide to change our privacy policy, we will post those changes to this privacy statement, the home page, and other places we deem appropriate so that you are aware of what information we collect, how we use it, and under what circumstances, if any, we disclose it.
We reserve the right to modify this privacy statement at any time, so please review it frequently. If we make material changes to this policy, we will notify you here, by email, or by means of a notice on our home page.
By using our website, you are accepting this privacy policy and the practices set out in this policy. Should you have any questions about our Privacy Policy, or need assistance regarding our privacy policy please contact us by clicking HERE.
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Frequently Asked Questions
which privacy principle includes defining the business reason for collecting personal data?
The privacy principle that includes defining the business reason for collecting personal data is purpose limitation. This ensures data is collected for specified, explicit, and legitimate purposes.
what is the good neighbor next door program?
The Good Neighbor Next Door program is a HUD initiative offering eligible law enforcement officers, firefighters, emergency medical technicians, and teachers a 50% discount on the list price of homes in designated revitalization areas.
better mortgage how much can i afford?
Determining how much house you can afford with a mortgage depends primarily on your monthly income, existing debts, credit score, and down payment size, which together help you establish a realistic and manageable home-buying budget.
What business reason justifies data collection?
The business reason for data collection is to provide and improve mortgage services, personalize user experience, and ensure security.
How does the company define data collection purposes?
The company defines data collection purposes as the specific reasons for gathering user information, primarily for providing mortgage services and improving user experience.
What is the good neighbor next door program?
The Good Neighbor Next Door program is a U.S. Department of Housing and Urban Development (HUD) initiative offering discounted home purchases to law enforcement officers, firefighters, and teachers.
Who qualifies for the good neighbor program?
Eligibility for the Good Neighbor program is determined by specific criteria, often focusing on community involvement and residency.
What are the benefits of the good neighbor program?
The benefits of the Good Neighbor program include potential financial assistance, reduced purchase prices, and specialized mortgage options designed to make homeownership more accessible and affordable for qualifying public servants and community contributors.
How does the good neighbor program work?
The Good Neighbor program works by providing eligible public servants and community workers with specialized mortgage assistance, reduced down payment options, and homebuying benefits to make purchasing a home more affordable through Better Neighbor Mortgage.
What is Better Neighbor Mortgages affordability calculator?
Better Neighbor Mortgage's affordability calculator is a helpful online tool designed to help you estimate how much home you can comfortably afford based on your income, debts, and down payment, while protecting your personal data privacy.
How much mortgage can I afford?
The amount of mortgage you can afford depends primarily on your income, monthly debts, credit score, and down payment size, typically evaluated using the standard 28/36 debt-to-income rule to ensure your housing payments remain manageable.
What factors determine mortgage affordability?
Mortgage affordability is determined by your income, debts, credit score, down payment, and current interest rates.
What does Better Neighbor Mortgage offer?
Better Neighbor Mortgage offers comprehensive mortgage services, including loans for both home purchases and refinancing.
What are user data handling practices?
Better Neighbor Mortgage handles user data by securely collecting, protecting, and using personal information for mortgage services while strictly committing to never selling your data and offering options to opt-out.
How does Better Neighbor Mortgage protect data?
Better Neighbor Mortgage protects your data by implementing robust security measures to safeguard your personal information, ensuring it is collected, used, and stored safely without ever being sold to third parties.
What information does the privacy policy cover?
The privacy policy covers how Better Neighbor Mortgage collects, uses, and protects your personal information, including data from cookies and your rights.
How can I review my personal data?
You can review your personal data by contacting Better Neighbor Mortgage directly. We are committed to transparency and will assist you in accessing your information.
Can I opt-out of data collection?
You can opt-out of certain data collection. Contact us to review or manage your personal information and preferences regarding data usage.
What are my rights regarding personal data?
You have rights concerning your personal data, including the right to review, request deletion, or opt-out of its collection and use by Better Neighbor Mortgage.
Does Better Neighbor Mortgage sell user information?
Better Neighbor Mortgage does not sell your personal information. We are committed to protecting your privacy and handling your data responsibly.
Understanding Our Privacy Practices
At Better Neighbor Mortgage, safeguarding your personal information is a top priority. Our privacy practices are designed to ensure transparency and build trust with our customers. We are committed to collecting only the information necessary to provide our services while respecting your privacy rights.
We collect personal information only when you voluntarily provide it, such as during account registration or inquiries. This approach allows us to tailor our services to your needs while minimizing the data we gather. Our privacy policy outlines how we handle your information, ensuring that you are informed every step of the way.
Your Data Rights and Choices
You have rights regarding your personal data, including the ability to access, modify, or delete your information. At Better Neighbor Mortgage, we empower you with the ability to control your data preferences, ensuring that you can make informed choices about how your information is used.
If you wish to opt-out of marketing communications or request changes to your data, you can easily do so through our website or by contacting our customer service team. We aim to make the process as straightforward as possible, reinforcing our commitment to user privacy.
Third-Party Services and Data Sharing
We may engage third-party services, such as Google Analytics, to enhance your experience on our website. These services help us analyze site traffic and improve our offerings. However, we only share data that is necessary for these services to function and ensure that your privacy remains intact.
Our privacy policy details the extent of data sharing with third parties and the measures we take to protect your information. We do not sell your personal data to any third parties, and we maintain strict controls over how your information is used by external services.
Security Measures for Your Information
Protecting your personal information is crucial to us. We implement robust security measures, including firewalls and secure data storage, to safeguard your data from unauthorized access. Our team regularly reviews these measures to ensure they meet industry standards and best practices.
In addition to technical safeguards, we limit access to your personal information to authorized personnel only. This ensures that your data is handled with care and confidentiality, reinforcing our commitment to protecting your privacy.
